Last call. These offers have a published end date within a week. An end date is usually the last day to open the account, not to finish the requirements, so check each offer's terms.
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2 offers · sorted by net $/day · checked Nov 4, 2026
SoFi Checking and Savings (friend referral) · Fintech
Verified at issuer
Last verified Nov 2, 2026
$25
$25 to the new member (+$25 more if they subscribe to SoFi Plus at $10/mo)
$0.71net / day
Ends todayPaid in ≤35 daysEasy
No direct deposit needed: deposits totaling $50+ within 25 days (ACH, direct deposit, debit-card funding, cash, mobile check or wire; P2P and FedNow don't count).
Must be your first SoFi product, opened via a friend's referral link. Can't combine with SoFi's '$20 Open Offer'.
Bonus within 7 business days of qualifying (no later than 74 days). The extra $25 requires a paid $10/month SoFi Plus subscription, so we don't count it. Whether it stacks with the $400 direct-deposit bonus isn't stated on this page.
Expires: Nov 4, 2026. Promotion period 10/1/2026-11/4/2026 11:59pm ET.
Cash parked $50 · Opportunity cost vs 4.00% savings $0.19 · Net $24.81
U.S. Bank's Smartly product page (fetched 10/26) does not show the bonus. $12 monthly fee waived first 2 statements; then $1,500 DD or $1,500 avg balance etc. UNVERIFIED bonus.
Expires: Nov 10, 2026. Bonusfolio lists end date 2026-11-10.
Cash parked $0 · Opportunity cost vs 4.00% savings — · Net —
Also see: https://www.doctorofcredit.com/best-bank-account-bonuses/